This time around, selling my house has been a roller coaster ride, filled with highs and lows, thrills and chills that even now that the contract has been signed, continues. The panic of should I be on this ride in the first place? The risk, what if something goes wrong? The anticipation, will my house appraise? The fear of the unknown, the home inspection. The adrenaline rush of trying to pack my house up and find a new one to live in, in…nineteen days!
I’ve been having nightmares every night since the contingency was lifted, black figures chasing me, trying to get my children buckled in seats before taking off in an open air plane. I don’t even attempt to analyze them, the fact that dreaming is usually a constant for me, but nightmares a rarity, tells me what I already know, I feel stressed.
The lack of options in our price range in the neighborhood that we want to move in to doesn’t make this ride any easier. Toting three kids along for the ride, ditto. Add in the fact that nineteen days out from closing, I still don’t know if my house will appraise for the amount of the offer, or if home inspection will be successful, and it just leaves me feeling in limbo.
My mom has offered to help me start packing. I’m not even sure if I want to pack yet. We are pretty much at our threshold for loss, and only taking one because we know that it will be balanced by long term gains, but still, we are at the breaking point. If we don’t make the appraisal, or if one of my walls is secretly being eaten away by termites, or if they demand a new air conditioning unit, well, the deal is off. Then, I would have to unpack. I can’t imagine anything as depressing as having to unpack if the this deal falls through, because it won’t just mean an end to moving for this offer, but an end to moving until the housing market picks up, and who knows when that will happen? First son could be in fifth grade by then and will I really want to move him then? Yet, if I don’t start packing things could get ugly. Even after ten things a day for thirty days, I still have a lot of stuff. Do you see my dilemma?
The appraiser came yesterday, unlike appraisers of the past, he gave no indication as to whether we would measure up or not, and I can’t say that I feel very confident. I know appraisers, banks, everyone is under fire for the good times that lead up to the real estate bubble, though I don’t know if it’s very fair to let them shoulder all the blame, so they’re erring on the side of caution these days.
He wanted to know where I was moving, which is really none of his business, but how could I politely say that to someone, especially someone who has to make a somewhat subjective judgement of my house. I don’t like telling people that I’m moving one town over. People who live in my current town don’t appreciate my want of wanting to move (which I understand), and everyone seems to have an opinion of the town to which I’m moving, which can be summed up this way, those who don’t live there malign the people and the town, those that live there love it and if they can, return and raise their families there. Even the sprinkler guy thought it was his place to lecture me about moving. Which, by the way, weighed heavily on me for the majority of the day, until I finally snapped out of it and said, what the heck? Why are you taking advice from the Water Witch man that you just met five minutes ago?
When times are tough, and other people might not be doing that great, or when people differ philosophically over what’s important in a town, or when the appraiser starts telling you that he’s had his house on the market for over two years and that he saw the housing bubble coming a mile away, and how he witnessed so many people over buying using ARMS, and I have an ARM and I’m pretty sure he knows that I have an ARM, and I feel like he’s waiting for me to confide some deep dark secret to him or he’s annoyed that I can afford my house, and maybe he’s the one with the ARM, well you start to question their motives. I hope, like most things in my life, that I’m over thinking this one and that he was just trying to making polite conversation in what was an awkward situation, a stranger walking around my house with the power to make or break a deal.
I really hope it’s the latter, but who knows? I’ll let you know how it goes.